Privacy Policy
This Policy applies between you, the User of this Website, and Efficient Advice, LLC, the owner, and provider of this Website. This Policy applies to our use of any and all Data collected by us in relation to your use of the Website and any Services or Systems therein.
We believe your business is no one else's. Your privacy is important to you and to us. So, we'll protect the information you share with us. To protect your privacy, Efficient Advice, LLC follows different principles in accordance with worldwide practices for customer privacy and data protection.
1. Definitions and interpretation
In this Policy, the following terms shall have the following meanings:
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1.1 "Account": means collectively the personal information, Payment Information, and credentials used by Users to access Material and/or any communications System on the Website;
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1.2 "Content": means any text, graphics, images, audio, video, software, data compilations, and any other form of information capable of being stored in a computer that appears on or forms part of this Website;
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1.3 "Cookie": means a small text file placed on your computer by Efficient Advice, LLC when you visit certain parts of this Website. This allows us to identify recurring visitors and analyze their browsing habits within the Website.
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1.4 "Data": means collectively all information that you submit to the Website. This includes, but is not limited to, Account details and information submitted using any of our Services or Systems;
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1.5 "Efficient Advice, LLC": means Efficient Advice, LLC, it is the name of the company;
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1.6 "Service": means collectively any online facilities, tools, services, or information that Efficient Advice, LLC makes available through the Website either now or in the future;
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1.7 "System": means any online communications infrastructure that Efficient Advice, LLC makes available through the Website either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities, and email links;
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1.8 "User" / "Users": means any third party that accesses the Website and is not employed by Efficient Advice, LLC and acting in the course of their employment; and
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1.9 "Website": means the website that you are currently using (www.efficientadvice.com) and any sub-domains of this site (e.g., subdomain.efficientadvice.com) unless expressly excluded by their own terms and conditions.
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1.10 “Cookie”: means a small file placed on your computer or device by our Website when you visit certain parts of our Website and/or when you use certain features of our Website;
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1.11 “PTIN”: means Preparer Tax Identification Number. is an eight-digit number preceded by the letter “P”
2. Data collected.
Without limitation, any of the following Data may be collected:
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2.1 name;
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2.2 job title & profession;
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2.3 contact information such as email addresses and telephone numbers;
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2.4 demographic information such as postcode, preferences, and interests;
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2.5 financial information such as credit/debit card numbers, if required;
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2.6 PIN
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3. Our use of data
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3.1 Any personal Data you submit will be retained by Efficient Advice, LLC for as long as you use the Services and Systems provided on the Website. Data that you may submit through any communications System that we may provide may be retained for a longer period of up to one year.
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3.2 Unless we are obliged or permitted by law to do so, your Data will not be disclosed to third parties. This includes our affiliates and/or other companies within our group.
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3.3 All personal Data is stored securely in accordance with the principles of the Data Protection Act 1998.
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3.4 Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Website. Specifically, Data may be used by us for the following reasons:
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3.4.1 internal record keeping;
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3.4.2 improvement of our products/services;
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3.4.3 transmission by email of promotional materials that may be of interest to you;
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3.4.4 contact for market research purposes which may be done using email, telephone, fax, or mail. Such information may be used to customize or update the Website.
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3.5 When you join us, you provide us with your contact information, including your email address. We might use this information to send you updates about your order, questionnaires to measure your satisfaction with our service, and announcements about new and exciting services that we offer. When you order from us, we ask for your credit card number and billing address. We use this information only to bill you for the product(s) you order at that time.
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3.6 Efficient Advice, LLC will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Efficient Advice, LLC or the site; (b) protect and defend the rights or property of Efficient Advice, LLC and its family of Websites, and, (c) act in urgent circumstances to protect the personal safety of users of Efficient Advice, LLC, its Websites, or the public.
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3.7 No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
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4. Third-party websites and services
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4.1 Efficient Advice, LLC may, from time to time, employ the services of other parties for dealing with matters that may include but are not limited to, payment handling, delivery of purchased items, search engine facilities, advertising, and marketing. The providers of such services do not have access to certain personal Data provided by Users of this Website. Any Data used by such parties is used only to the extent required by them to perform the services that Efficient Advice, LLC requests. Any use for other purposes is strictly prohibited. Furthermore, any Data that is processed by third parties must be processed within the terms of this Policy and in accordance with the Data Protection Act 1998.
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5. Your right to withhold information
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5.1 You may access certain areas of the Website without providing any Data at all. However, to use all Services and Systems available on the Website, you may be required to submit Account information or other Data.
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5.2 You may restrict your internet browser’s use of Cookies.
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6. Correcting and Updating Your Personal Information
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6.1 Efficient Advice, LLC acknowledges that you have the right to access your Personal Information. Upon request, we will provide you with information about whether we hold any of your Personal Information. To review, update or amend your Personal Information, or to request deletion of your Personal Information, or to request that we no longer use your Personal Information to provide you services, you may contact us at info@efficientadvice.com. We will make every effort to respond to your request within 30 days.
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6.2 We will retain and use your Personal Information for as long as your account is active, as needed to provide you services, or as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
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7. Accessing your own data
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7.1 You may access your Account at any time to view or amend the Data. You may need to modify or update your Data if your circumstances change. Additional Data as to your marketing preferences may also be stored, and you may change this at any time.
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7.2 You have the right to ask for a copy of your personal Data on payment of a small fee.
8. Security
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8.1 Data security is of great importance to Efficient Advice, LLC, and to protect your Data, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure Data collected online.
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8.2 Your personal information is never shared outside the company without your permission, except under the conditions explained above. Inside the company, data is stored in password-controlled servers with limited access. Your information may be stored and processed in the United States of America or any other country where Efficient Advice, LLC, its subsidiaries, affiliates, or agents are located.
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8.3 You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your username and password, so do not share these with others.
9. Enforcement
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9.1 If, for some reason, you believe Efficient Advice, LLC has not adhered to these principles, please notify us by email at Info@efficientadvice.com, and we will do our best to determine and correct the problem promptly. Be certain the words Privacy Policy are in the Subject line.
10. Children’s Privacy. - Notice to Parents
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10.1 Parents or guardians: we want to help you guard your children's privacy. We encourage you to talk to your children about the safe and responsible use of their Personal Information while using the Internet.
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10.2 The Efficient Advice, LLC site does not publish content that is targeted to children.
11. Use of Cookies
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11.1 We send cookies when you browse our Sites, make purchases, respond to online surveys or polls, or request information. Accepting the cookies used on our Sites does not give us access to your Personal Information, but we can use the cookies to identify your computer. The aggregate information collected permits us to analyze traffic patterns on our Sites. This can enable us, over time to provide you with a better experience on our Sites by improving the content and making them easier to use. For example, cookies can keep track of what you have selected to purchase as you continue to shop and allow you to enter your password only once on pages where a login is required.
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11.2 Most browsers automatically accept cookies, but you can usually refuse cookies or selectively accept certain cookies by adjusting the preferences in your browser. If you turn off cookies, there may be some features of our Sites that will not be available to you, and some web pages may not display properly.
12. Social Media
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12.1 Our Sites include social media features, such as the Facebook Like button. These features may collect your IP address, and which page you are visiting on our Sites, and they may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Sites. Your interactions with these features are governed by the privacy policy of the company providing them.
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13. General Data Protection Regulation
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13.1 The General Data Protection Regulation ("GDPR"), a regulation in European Union ("EU") law, is a new set of rules that changes the way personal data of individuals inside the European Economic Area ("EEA"} can be collected and processed. Among other things, the law can apply to non-EU companies that are offering goods or services to persons inside the EEA. Efficient Advice, LLC takes the privacy and security of its customers and any person whose data Efficient Advice, LLC handles very seriously. Efficient Advice, LLC does not sell personal data to third parties and follows stringent data privacy and cyber security protocols to protect the personal data it handles. However, the GDPR is a unique set of regulations particular to EU law and does not mesh well with the current framework in the United States.
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13.2 Efficient Advice, LLC is headquartered in Yonkers, New York, in the United States. Our Sites and services are hosted and administrated in the United States or hosted with cloud service providers who are headquartered in the United States. Efficient Advice, LLC's target users are in the United States. Efficient Advice, LLC does not currently intend to offer goods or services to individuals in the European Union. If you are located in the European Union, or anywhere outside of the United States, be aware that information you provide to us or that we obtain as a result of your use of our Website and services may be processed in, transferred to, and stored in the United States and will be subject to United States law. The privacy and data protection laws of the United States may be different from the laws of your country of residence. With the implementation of GDPR, we are taking further steps to ensure that any potential customers understand that Efficient Advice, LLC does not intend to sell its goods or services to persons inside the EEA. These include limiting access to certain web-based services when attempting to access from within EU borders.
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14. Choice/Opt-Out
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14.1 You may choose to stop receiving our marketing emails by following the unsubscribe instructions included in these emails or you can contact us at info@efficientadvice.com. If you choose to stop receiving our marketing emails, we will continue to send you transactional and relationship email communications as long as you remain an Efficient Advice, LLC customer.
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15. Changes to this Policy
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15.1 Efficient Advice, LLC reserves the right to change this Privacy Policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website, and you are deemed to have accepted the terms of the Policy on your first use of the Website following the alterations.
16. Contacting Us
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16.1 If there are any questions regarding this privacy policy, you may contact us at Info@efficientadvice.com
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